Compare loan programs with clear assumptions. Then talk with Stan about the rate, cost and loan structure for your situation.
No sample rates have been posted yet. Call Stan for a current quote tailored to you.
Pricing target: 1 discount point; actual points and other costs will be shown with each quote. The jumbo example uses a $1,500,000 base loan. FHA and VA examples must also identify upfront program fees, any financed fees, and applicable eligibility or mortgage insurance assumptions.
| Loan program | Interest rate | APR |
|---|---|---|
| 30-Year Conventional Fixed$500,000.00 base loan · pricing not posted | — | — |
| 15-Year Conventional Fixed$500,000.00 base loan · pricing not posted | — | — |
| FHA 30-Year Fixed$500,000.00 base loan · pricing not posted | — | — |
| VA 30-Year Fixed$500,000.00 base loan · pricing not posted | — | — |
| Jumbo 30-Year Fixed$1,500,000.00 jumbo example · pricing not posted | — | — |
About this comparison. The comparison is prepared for pricing examples selected through West Capital Lending. Blank fields mean pricing is not yet published; no rate or credit terms are being offered in this preview. Not every lender or program fits every borrower, property or state.
APR means annual percentage rate. It reflects interest and certain financing charges, so it can differ from the interest rate. Property taxes, homeowners insurance and any HOA dues are additional unless expressly included in a payment disclosure.
Using a consistent borrower and property scenario makes it easier to see how loan programs differ. Compare the interest rate alongside APR, discount points, fees and repayment obligations.
A lower advertised rate may require higher upfront costs. A 15-year mortgage also repays principal over a shorter period than a 30-year mortgage. Government program fees and mortgage insurance can change the comparison.
Credit, equity or down payment, loan size, occupancy, documentation and property details all affect pricing. Your scenario may look different from these examples.
Stan can review available wholesale options through West Capital Lending and help you weigh rate, cost and loan structure. For market context, visit RatesOutlook.
Tell Stan about your goals and your property. Get a comparison built around your situation.
Prepared for Stanley “Stan the Loan Man” La Ferr, Branch Manager, West Capital Lending. Educational information and scenario-based examples; subject to borrower qualifications, lender guidelines and applicable licensing. This preview does not confirm lender approval or company advertising approval.